3 Reasons Why You Shouldn’t Put Target Date Retirement Funds in Your 401(k)

a jar of money and hundred dollar bills will it be enough for retirement

Target date funds are those funds that look like the word ‘retirement’ followed by your anticipated retirement age. The idea is that they are more aggressive in equities (stocks) when you are younger and as you get nearer to retirement they tend to buy far more bonds and hold more cash. The intention is that […]

5 Great Books on Getting Started Investing in Bonds

$1,000 American bonds

Bonds are one of the best investment vehicles for a number of different people because they are safe and reliable. However that does not mean you should jump blindly into the bond market. Thankfully there are a host of great books related to the topic of getting started in bonds. These are just five great […]

An Introduction to Municipal Bond’s and Finding Out if They’re the Right Investment for You

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What are Municipal bonds and what do they do? Municipial bonds otherwise known as muni’s are bonds issued by local governments, like cities and towns within a given American state. They are often a product of the local government as we understand it but are also often issued by many other public local institutions. These […]

Are Bonds Worth Investing in? Right Now Might Not be the Time to Buy

Bond Certificates

Onе оf thе mоѕt соmmоn mіѕсоnсерtіоnѕ ѕurrоundіng vоlаtіlіtу аnd аѕѕеt сlаѕѕеѕ іѕ thаt bоndѕ аrе lеѕѕ vоlаtіlе аnd, thеrеfоrе lеѕѕ lіkеlу tо еаrn іnvеѕtоrѕ “bаd” rеturnѕ. Whіlе that wаѕ сеrtаіnlу truе during thе 2008 аnd 2009 іnvеѕtmеnt уеаrѕ, bоndѕ аrе јuѕt аѕ lіkеlу (оr еvеn mоrе lіkеlу) tо еаrn nеgаtіvе rеturnѕ аѕ ѕtосkѕ. In fасt, […]

Investing in Bonds – What are the Options and Why Bother?

Government Bonds

Investing in bonds may seem like the dull option when compared with the exciting world of stocks and shares, but it need not be so. Bond investment incorporates a wide range of products from high risk corporate bonds to relatively safe government bonds. What are my options when it comes to investing in bonds? Whether […]

Weighing the Benefits of a Bond

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I recently came into some money; not a huge amount of money, but certainly enough to make me think about how best to use it. It’s not enough to spend on a new house, or to help me retire in luxury to the south of France, but it’s more than I’d be able to blow […]

Don’t Like Your Holiday Gift Cards? Invest Them! GoalMine Review

GoalMine Investing

That’s absolutely right! If you have gift cards left over from the holidays or a birthday you can use them to invest and get more than they’re worth!  Listening? GoalMine is a relatively new company that offers investing options in the form of two mutual funds that cater to younger investors.  The minimum investment is […]